Sherwood Park’s trusted mortgage broker
Enjoy a seamless and stress-free process with unbiased advice tailored just for you. A better mortgage experience starts here.
Let's make homeownership a joyful and stress-free reality for you.
Hi, I’m Stephanie!
I combine my passion for people and finances to provide you with your best mortgage broker experience.
While I help customers all over Alberta, I service most clients in Sherwood Park, Edmonton and area. I help clients find the right mortgage product and rate. With my background in finance and client-focused business, I emphasize the importance of delivering a better mortgage experience through consultation and education.
MY MORTGAGE BROKER services
First Home
Is this your first time buying a home? Are you buying a house with a little more space? Learn about how I help with new homes.
Next Home
You’re on the move. I’ll help you get the best mortgage for a seamless move to your second house.
Renewal
It’s that time again. Let me help you shop around for the best mortgage on the market.
Mortgage Minutes with Stephanie
I update my one minute educational videos weekly. Check often to learn more!
Mortgages for new home owners
Your journey begins here, and as your dedicated mortgage broker, my primary focus is providing you with exceptional service and support throughout the entire process.
As your advocate, I will take care of the legwork, including handling paperwork and negotiating with lenders on your behalf. My goal is to secure the best possible terms for you, so you can confidently move forward with your homeownership dreams.
One of the best parts is that my services come at no cost to you. I am here to assist you without any additional financial burden. Furthermore, I can collaborate closely with your realtor, streamlining the buying process and ensuring a seamless experience for you.
Let's make your dream of homeownership a reality! Contact me today, and together we will embark on this journey, guiding you towards your new home with ease and peace of mind.
Mortgages for moving to your next home
Buying a new home while still paying off your current mortgage can be challenging but exciting. As a mortgage professional, I'll guide you through the process, whether you choose to port your mortgage or keep your current home as a rental property. We'll explore options, simplify complexities, and make informed decisions that align with your financial goals. Let's make your dream of purchasing a new home a reality.
Contact me today to discuss your plans and explore options.
Renew your mortgage with me for the best rate
Your mortgage renewal is a significant milestone as a homeowner, providing an opportunity to reassess your financial goals and potentially save money. As a mortgage broker, I can hold today's rate for you for up to 120 days, ensuring you don't miss out on favourable rates. Switching lenders to secure a better interest rate can lower your mortgage payments and overall interest costs.
With market knowledge, access to multiple lenders, and negotiation skills, I empower you to navigate the renewal process confidently. Let's work together to secure the best possible rate that aligns with your financial goals. Contact me today to get started.
need a mortgage calculator?
My Mortgage Planner App gets you access to a wide variety of premium tools, including a Mortgage calculator to help plan your mortgage.
Ready to take control of your financial future? Let's explore the world of credit and pave the way to financial well-being together!
At 18, you now have the opportunity to start building your credit history, and trust me, it's a big deal. Your credit score influences everything from renting an apartment to buying a car or even getting a mortgage down the road. And you may not be thinking of that for a few years, but here's why managing your credit now is essential:
Establishing a solid credit history early on sets you up for financial success in the future. Lenders look at your credit report to determine your creditworthiness, so starting now means you'll have a longer credit history by the time you need it.
So, how can you start managing your credit responsibly?
You might want to begin with a secured credit card and maintain a low credit limit. Ease into credit as applying for a number of cards at once can negatively affect your score.
Your payment history makes up a significant portion of your credit score, so always pay bills and credit card balances on time, even your cell phone bill. Set up automatic payments so you don’t forget.
Aim to keep your credit card balances low relative to your credit limits. Ideally keep your balance at 30-50% of your credit limit as high credit utilization can negatively impact your score. Keeping your balance near limit, even if you pay it off in full each month can also have a negative impact.
Check Your Credit Report: Regularly review your credit report to catch any errors or signs of identity theft early on. You can do this for free from sites like myborrowell.
Remember, your credit score is a reflection of your financial habits. By managing credit responsibly from the start, you're setting yourself up for a bright financial future. If you have any questions or need guidance, don't hesitate to reach out. Here's to smart financial decisions and a prosperous journey into adulthood!